What personal information do we collect from the people that visit our blog, website, or app?
When ordering or registering on our site, as appropriate, you may be asked to enter your name, company, email address, mailing address, phone number, and insurance application details to provide an insurance quote.
Garden State Professional Insurance Agency may ask for personal or business information in order to assist us in meeting your various needs, including:
- providing products or services requested;
- servicing your account;
- improving our services; and
- developing and/or informing you of additional products or services that may be of interest
Information sought by Garden State Professional Insurance Agency may depend on the product or service requested. As a result, Garden State Professional Insurance Agency may request personal information including name, street address, ZIP Code, telephone number, fax number, email address, and area of practice or degree (if applicable). Garden State Professional Insurance Agency may collect other personal information through comments, feedback, participation in surveys, or other requests for information.
Further personal information may be required during the application and underwriting process. That information may include, among other things, claim payments, loss history or other underwriting information, credit card numbers, bank account information or social security numbers. In certain circumstances, we may require information primarily used for individual, family or household purposes.
Message Boards and Chat Areas
This Site may contain a bulletin board, message board or chat area. Please remember that your communications in these areas are public and may be viewed by others. Please disclose your personal information in such areas with care.
Email Communication and Online Surveys
Garden State Professional Insurance Agency may send email communications with information that we believe you may find useful, including information about our products and services or offerings from affiliates or third parties. You may “opt-out” of receiving any further emails of this nature by following the instructions contained in the e-mail.
At times, Garden State Professional Insurance Agency may conduct online surveys to better understand the needs, profiles and experience of our visitors. Our hope is that you will respond to the surveys. However, we leave the choice to you.
How do we protect visitor information?
Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible. We use regular Malware Scanning.
Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/financial information you supply is encrypted via Secure Socket Layer (SSL) technology.
We implement a variety of security measures when a user enters, submits, or accesses their information to maintain the safety of your personal and confidential information.
All transactions are processed through a gateway provider and are not stored or processed on our servers.
What Information Do We Share and With Whom Do We Share It?
Garden State Professional Insurance Agency may share personal information with our affiliated companies and third parties for the purpose of fulfilling your requests, or to offer you other products and services that may be of interest to you. Garden State Professional Insurance Agency may or may not receive compensation for sharing such information in this manner. Garden State Professional Insurance Agency reserves the right to use this information and to disclose it to others to the extent permitted or required by law, to investigate potential wrongdoing, or to protect the rights, property or safety of Garden State Professional Insurance Agency or others.
Do we use ‘cookies’?
- Understand and save user’s preferences for future visits.
- Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future.
- We may also use trusted third-party services that track this information on our behalf.
- You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Internet Explorer) settings. Each browser is a little different, so look at your browser’s Help menu to learn the correct way to modify your cookies.
If you disable cookies off, some features will be disabled, but it won’t affect the user’s experience that makes your site experience more efficient and some of our services will not function properly.
However, you can still request premium indications and insurance quotes.
We do not sell, trade, or otherwise, transfer to outside parties your personally identifiable information.
Children and Privacy
This Site is not intended for anyone under 13 years of age. Garden State Professional Insurance Agency does not knowingly solicit information from children, nor do we knowingly market our products or services to children.
Our Intellectual Property is for Your Non-commercial Use
Other Provisions as Required by Law
Numerous other provisions and/or practices may be required as a result of laws, international treaties, or industry practices. It is up to you to determine what additional practices must be followed and/or what additional disclosures are required. Please take special notice of the California Online Privacy Protection Act (CalOPPA), which is frequently amended and now includes a disclosure requirement for “Do Not Track” signals.